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The online-only bank has a mobile app available on Apple, Android and Windows devices with solid ratings. For any issues, Ally has a real-time chat service and actively responds to customer inquiries on Twitter and Facebook. You also could use a Capital One savings account to cover overdrafts for free.
The Checking account is fee-free and earns some interest. Plus, Capital One is part of the Allpoint ATM network, giving its customers access to nearly 40, free cash machines. You can also visit Capital One Cafés in several cities around the country to speak with customer-service representatives. See our top high-yield online savings accounts.
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